Welcome Summer – Great Grilling Safety Tips




   New law will crack down on distracted driving

 Maryland agents and their customers will have new motivation to put down their phones while driving when a new law takes effect in October. Legislation passed earlier this month by the Maryland General Assembly gets tough on distracted driving by strengthening the state’s existing law. House Bill 753 makes the use of a hand-held mobile phone while driving a primary offense and provides for significant increases in fines for distracted driving violations.

Currently, use of a hand-held phone while driving is a secondary offense, and drivers cannot be pulled over and ticketed for that offense alone. Under the new law, police will be allowed to pull over drivers solely for using a hand held phone while the vehicle is in motion. What was once a fine of not more than $40 for a first offense and a fine of $100 for second offense has increased substantially—up to a $75 fine for the first offense, $125 for a second offense and $175 for a third infraction.

The law takes effect on Oct. 1, 2013. Information was provided by Independent Agents & Brokers of Maryland



Agency News:
 Our Office will  be CLOSED, Monday – May 27th in observance of Memorial Day.  Please have a safe & enjoyable Holiday.
Our Offce will be CLOSED  on June 3rd, for the Providence Center’s 21st Annual Moran Golf Classic presented by Moran Insurance & Chiron Technology Service, Inc.

As our Agency continues to grow, we would like to Welcome Deborah Clouser to the Moran Team.  Deborah comes to the agency with extensive experience in Personal Insurance.

Kerri Morin was our Employee of the Month for March.  Kerri has been an Account Manager at Moran since 2012.

Marc Dorman, who serves on Hospice of Chesapeake’s Foundation Board was pleased to report that this years Hospice Gala raised almost $350,000.00

Moran Insurance supported the Severna Park Community Center.  Donna Moran served on their Gala Committee helping raise over $70,000.00.  Coach Andy Borland from Severna Park High School was the honoree for the evening. 


Grilling safety

Americans enjoy more than three billion barbecues each year. But barbecuing can be dangerous, even deadly, if you are not careful.
The following tips can make your grilling experience safer:

  • When ready to barbecue, protect yourself by wearing a heavy apron and an oven mitt that fits high up over 
    your forearm.
  • With gas grills, make sure the gas cylinder is always stored outside and away from your house. Make sure the valves are turned Viagra off when you are not using them. Check regularly for leaks in the connections using a soap and water mix that will show bubbles where gas escapes.
  • Barbecue grills should be kept on a level surface away from the house, garage, landscaping, and most of all, children.
  • For charcoal grills, only use starter fluids designed for those grills. Never use gasoline and use a limited amount of starter fluid. If the fire is too slow, rekindle with dry kindling and add more charcoal if necessary. Never add more liquid fuel or you could end up with a flash fire.
  • Be sure to soak the coals with water before you put them in the trash. Always remember that grills remain hot long after you are through barbecuing.




It is illegal for employers to knowingly hire workers who are not eligible to work in the United States. On March 8, 2013, the U.S. Citizenship and Immigration Services (USCIS) released a new version of the Employment Eligibility Verification Form I-9 that employers must submit for all new hires beginning May 7, 2013. The revised I-9 Form is available on the USCIS website,

To ensure the correct version of the form is being used, employers should check for the “03/08/13” revision date in the lower left corner of the form.



 Noteable Quote:
 “Fear is Temporary, but Regret is Forever”.  “Live Bold!”

Olive Tapenade Recipe:

(Compliments of  Staff Member ~ Robert Ehm)

1 Can Black Olives (12 oz) & 1 Can Green Olives (12 oz)
1 Jalapeno (to taste)
1-2 Cloves Garlic
1 Tablespoon Capers

There is no set amounts for this recipe so have fun with it.  If you like Green olives more, then feel free to change the ratio.  Mix all items to desired consistency in a food processor.  Serve in a bowl & lightly drizzle with Extra Virgin Olive Oil.  Serve with Pita Chips, Crosinis or Crakers.



This newsletter and any information contained herein are intended for general informational purposes only and should not be construed as legal, financial or medical advice. The publisher takes great efforts to ensure the accuracy of information contained in this newsletter. However, we will not be responsible at any time for any errors or omissions or any damages, howsoever caused, that result from its use. Seek competent professional advice and/or legal counsel with respect to any matter discussed or published in this newsletter.

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